In addition to enjoying the happy and joyful days of life, anticipating solutions to the problems of bitter and unpleasant days is a prerequisite for a decent life. No one can predict the health of themselves or their loved ones in the future, but it is possible to cover the costs and prevent the economic problems caused by the staggering costs of treating the disease, with appropriate solutions such as health insurance. Relieved the anxiety. Health insurance is a branch of individual insurance and is currently offered as a group and supplement (in addition to the coverage of basic insurance organizations such as the Social Security Organization, health services and similar insurance).

In this type of insurance policy, payment of hospital and surgery costs due to illness and possible accidents and other additional medical coverage is committed according to the terms of the insurance policy. Insured persons include employees working in organizations, companies and their dependents, including spouses, children and parents, who are covered by the introduction of the insurer and can use the benefits of this insurance policy.

The items covered in this insurance policy are:
Funding for surgery and hospitalization in hospitals and limited surgery centers due to accident or disease, cardiac angiography, various types of crushers, spinal discs, chemotherapy costs, radiotherapy and gamma.
Funding for heart, brain and nerve surgery (excluding spinal disc), transplants (including lung, liver, kidney and bone marrow only).
Financing of natural childbirth and cesarean section.
Providing the cost of transporting the patient by ambulance in and out of the city, provided he is hospitalized.
Reimbursement of refractive errors to correct myopia, hyperopia and astigmatism.
Provide paraclinical expenses including various types of scans, sonography, MRI, endoscopy, echocardiography, mammography, densitometry, exercise test, tape (including muscle, nerve, brain, heart, bladder), angiography, audiometry, audiometry, Holter heart monitoring, various types of graphs, physiotherapy.
Funding for authorized outpatient surgeries such as fractures, casts, circumcision, sutures, cryotherapy, lipoma excision, cyst evacuation, laser treatment and biopsy.
Provide additional coverage (such as coverage of dental expenses, glasses, hearing aids, visits and medication) according to the conditions and if the insurer agrees.

How to provide services to the insured:

Insured persons are free to choose any of the hospitals and treatment centers across the country. However, Asia Insurance has signed cooperation agreements with more than 1000 medical centers, including hospitals, paraclinical diagnostic treatment, limited surgery, etc., in order to provide decent services and reduce the medical expenses of the insured throughout the country. It should be noted that the hospital expenses of the insured who go abroad due to lack of necessary facilities and with the approval of the insurer, can be paid according to the rules of the insurance policy.

The items covered in this insurance policy are:
Using the services of medical centers and hospitals of the Asian insurance contract:
While referring to any of the branches of Asia Insurance Company in Tehran and other cities or selected issuance units, the insured will provide the relevant documents to receive the referral letter and present it to the desired medical center.
Use of the services of medical centers and hospitals that are not parties to the Asian insurance contract:
In this case, after paying the expenses and settling the account with the desired medical center and delivering the original documents to the first insurer, the insured shall provide a copy equal to the original documents along with the check received from the first insurer to Asia Insurance. The difference is paid to the insured based on the tariff of the medical centers of the same level as the contracting party and also taking into account the obligations of the insurance policy.

Asia insurance card treatment

In case of emergency or holidays and non-business hours, the insured can go to the medical centers of the contracting party with the treatment of Asia insurance card and use the services of these centers in accordance with the terms of the contract and in the first hours of office hours the next day to receive Refer to Asia Insurance Branch.